If you prefer to buy just the console or accessories without the mandatory 24-month Game Pass subscription, you can use standard BNPL providers at checkout.
Affirm | Pay over time with flexible payment plans and no fees xbox buy now pay later
: Features 0% APR for 24 months with no upfront cost, provided payments are made on time. If you prefer to buy just the console
This is a dedicated financing program that bundles a console with 24 months of for one monthly price. xbox buy now pay later
: Managed through Citizens Pay (US) or Klarna (UK).