What Is The Average Credit Score To Buy A House <SAFE ✔>

What is a good credit score to buy a house? - Fidelity Investments

The average credit score for home buyers in the U.S. reached a six-year high of approximately heading into 2026. While this reflects the typical buyer, you can qualify with a score as low as 500 to 620 depending on the specific loan program and down payment amount. Minimum Credit Score by Loan Type what is the average credit score to buy a house

While averages are high, minimum requirements vary significantly by the type of mortgage you choose: What is a good credit score to buy a house