You will need current bank statements showing you have enough for a down payment (typically 10–20% of the property value) and closing costs.
Once you find a potential unit, conduct a thorough inspection beyond its aesthetic. Buying an Apartment Checklist - Your Complete Guide what do you need to buy an apartment
Lenders generally require your last 3 payslips , employment contract, and most recent tax returns. You will need current bank statements showing you
Obtaining a pre-approval letter from a lender confirms your eligibility and interest rate, allowing you to move quickly when making an offer. registration charges ( 1–2% )
Budget for extra expenses including stamp duty ( 5–7% in many regions), registration charges ( 1–2% ), legal fees, and advance maintenance deposits. 2. Property Due Diligence
Before searching for properties, you must establish your buying power.