What Credit Score Is Needed To Buy A $250000 House Info

Your score requirement is primarily determined by the type of loan you choose:

Most lenders require at least 620. While Fannie Mae and Freddie Mac technically removed strict minimums in late 2025, individual lenders like Rocket Mortgage still use 620 as a common baseline for approval. what credit score is needed to buy a $250000 house

To buy a $250,000 house, you typically need a credit score of at least for a conventional mortgage. However, government-backed options can lower this requirement to as low as 500 with a larger down payment. Minimum Credit Scores by Loan Type Your score requirement is primarily determined by the