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: With the introduction of the physical PayPal Credit Mastercard , users can now use their credit limit at any brick-and-mortar location that accepts Mastercard. Major Participating Retailers : Electronics : Best Buy, Dell, and Microsoft.
: Sephora , Target , Macy's, ASOS, and Ulta Beauty. Home Goods : The Home Depot, IKEA, Wayfair, and Dyson. Marketplaces : eBay and Etsy. Specialized Purchase Categories what can i buy with paypal credit
The Utility and Scope of PayPal Credit: A 2026 Comprehensive Overview : With the introduction of the physical PayPal
: It is available at thousands of online retailers that accept PayPal. You simply select PayPal at checkout and then choose "PayPal Credit" as your funding source. Home Goods : The Home Depot, IKEA, Wayfair, and Dyson
is a reusable credit line integrated into the PayPal wallet, allowing users to finance purchases over time. While primarily a digital tool, recent expansions have significantly broadened where it can be used, both online and in physical stores. Where You Can Use PayPal Credit
The reach of PayPal Credit depends on whether you are using the digital credit line at checkout or the issued by Synchrony Bank .