Welsh Gov Help To Buy Access

: The equity loan is interest-free for the first five years .

: Must be a new-build home from a registered Help to Buy – Wales builder. Price Cap : The maximum purchase price is £300,000 . welsh gov help to buy

: You secure a repayment mortgage for the remaining 75% from a qualifying lender. Key Eligibility Requirements : The equity loan is interest-free for the first five years

: The loan must be repaid within 25 years , or when you sell the home or reach the end of your mortgage term. The amount repaid is based on the market value at the time of repayment , not the original loan amount. Important Deadlines Application Deadline : September 30, 2026. : You secure a repayment mortgage for the

: The property must be your primary residence ; you cannot sublet it or own another property at the point of completion. Costs and Repayment

To qualify for the scheme in 2026, the following criteria must be met:

: The home must have a minimum Energy Performance Certificate ( EPC ) rating of B .