Often cited as budget-friendly for enthusiasts, with State Farm offering competitive rates around $178/month . Ford Mustang
The Mazda MX-5 Miata is consistently ranked as one of the cheapest sports cars to insure, with average monthly rates starting as low as $110 with USAA. Other Affordable Models: us cheap car insurance sports cars
Standard trims often have lower premiums than many European rivals. 2. Cheapest Insurers for Sports Cars (2026) Often cited as budget-friendly for enthusiasts, with State
Finding affordable car insurance for a sports car in the U.S. is challenging because insurers view high-performance vehicles as high-risk due to potential for speed, higher theft rates, and expensive specialized parts like carbon fiber. However, you can significantly lower your premiums by choosing the right model and taking advantage of specific discounts. 1. Choose "Insurance-Friendly" Sports Cars However, you can significantly lower your premiums by
(V6/EcoBoost): While the V8 "GT" versions are pricier, base models can be surprisingly affordable, with Nationwide offering rates as low as .
Some sports cars are much cheaper to insure than others because they have better safety ratings or lower replacement costs.
Rates vary wildly by carrier, but these companies currently offer the best baseline deals for performance vehicles: