Note: Rates vary based on credit score, down payment, and location.

: The 30-year conventional rate saw a minor dip of approximately 3 basis points from the previous day.

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As of today, , the average interest rate for a standard 30-year fixed mortgage is 6.253% . Rates have slightly decreased over the last 24 hours but remain significantly lower than this time last year. Today's National Average Mortgage Rates Interest Rate 30-Year Fixed 15-Year Fixed 30-Year Jumbo 30-Year FHA 30-Year VA 5/1 ARM (Intro) Sources: Fortune , Bankrate Current Market Trends

: According to Freddie Mac , rates are currently at their lowest levels observed in the last three spring homebuying seasons.

: Today's 30-year refinance rates are averaging higher than purchase rates at roughly 6.40% to 6.68% .

: Housing economists generally expect rates to remain above 6% for the remainder of 2026, though a Federal Reserve rate cut could provide further downward pressure. Top Lender Offers Today 30-Year Fixed Rate 15-Year Fixed Rate U.S. Bank Wells Fargo Bank of America Associated Bank