Maximum DTI limits usually cap at depending on the loan type.
Lenders focus on how your debt impacts your ability to manage a mortgage.
: If home prices in your area are rising faster than your loan's interest rate, buying sooner may be the more profitable move.
: Consistently paying student loans on time can actually help build a healthy credit history.
Deciding between aggressive debt repayment and saving for a home depends on your local market and interest rates.
