Split-dollar Life Insurance Apr 2026

Split-dollar life insurance is not a specific type of insurance policy, but rather a between two parties—typically an employer and an executive—to share the costs, ownership, and benefits of a permanent life insurance policy. Core Mechanisms

: Outlines how the death benefit and cash value are split upon death or termination. split-dollar life insurance

The structure determines tax treatment and ownership control. Split-dollar life insurance is not a specific type