Sell Structured Settlement Payments Apr 2026

When you sell your structured settlement payments, you are participating in a . A "factoring company" buys your future rights in exchange for immediate cash. It is important to understand that you will not receive the full face value of those future payments.

Companies apply a —typically ranging from 9% to 18% —to account for the time value of money, inflation, and their own profit. For example, selling $100,000 in future payments might yield a lump sum of roughly $65,000 to $75,000. How the Process Works sell structured settlement payments

Selling Your Structured Settlement: A Guide to Getting a Lump Sum When you sell your structured settlement payments, you

Structured settlements offer long-term financial security through regular, guaranteed payments. However, life often brings unexpected financial needs that a monthly check can't cover. Whether you are looking to pay off high-interest debt, purchase a home, or fund a new business, selling all or part of your settlement for a lump sum is a legally recognized option. The Core Trade-Off: Cash Now vs. Stability Later Companies apply a —typically ranging from 9% to