: Get pre-approved by a credit union before visiting the dealership. Do not disclose this until you've finalized the car's price; then, ask the dealer if they can beat your rate.
: For reliable brands like Toyota or Honda, the "massive" depreciation hit the second you drive off the lot has significantly decreased. reddit buying a new car
When buying a new car, Reddit's collective wisdom—found across popular communities like r/carbuying , r/whatcarshouldIbuy , and r/personalfinance —stresses shifting focus away from monthly payments and toward the final, total cost. Core Strategy: Negotiation & Logistics : Get pre-approved by a credit union before
: Look for 0% or low-interest financing incentives, which are often only available for new models and can make the total cost competitive with a used car loan. When buying a new car, Reddit's collective wisdom—found
Recent discussions suggest the old rule of "never buy new" is changing due to high used car prices.