: The primary tool for buying a residence with zero down.
: The Texas Veterans Land Board (VLB) offers low-interest home and land loans with as little as 5% down for land.
: For veterans with service-connected disabilities, grants like Specially Adapted Housing (SAH) provide up to $109,986 for building or modifying a home. 2. State-Specific Assistance programs for veterans to buy a house
The Department of Veterans Affairs (VA) does not issue the loans but guarantees a portion, allowing private lenders to offer better terms.
: Offers a Military Homeownership Assistance grant of $5,000 for down payments or closing costs. 3. Nonprofit & Discount Programs : The primary tool for buying a residence with zero down
Many states offer their own financing that can often be "stacked" with a VA loan to cover closing costs.
: Helps eligible Native American veterans buy, build, or improve homes on Federal Trust Land. programs for veterans to buy a house
: The CalVet Home Loan program provides competitive fixed rates and below-market pricing.