Preparing To Buy A House ❲FRESH CHEAT SHEET❳

: Ensure your monthly payment (EMI) is under 30% of your gross income.

: Keep a 40% income buffer for savings and other life goals.

🏗️ Phase 1: The Financial Foundation (6–12 Months Out)

: Aim for this down payment to avoid Private Mortgage Insurance (PMI).

: Pull reports from Equifax, Experian, and TransUnion.

: Ensure your monthly payment (EMI) is under 30% of your gross income.

: Keep a 40% income buffer for savings and other life goals. preparing to buy a house

🏗️ Phase 1: The Financial Foundation (6–12 Months Out) : Ensure your monthly payment (EMI) is under

: Aim for this down payment to avoid Private Mortgage Insurance (PMI). preparing to buy a house

: Pull reports from Equifax, Experian, and TransUnion.