New Jersey Automobile Insurance -

: Drivers must choose between a "Limitation on Lawsuit" (limiting the right to sue for non-economic losses like pain and suffering) or "No Limitation on Lawsuit" (full right to sue, typically with higher premiums). Assigned Risk and High Rates

: Minimum bodily injury liability increased to $25,000 per person and $50,000 per accident. new jersey automobile insurance

: This "no-fault" coverage pays your medical expenses regardless of who caused the accident. : Drivers must choose between a "Limitation on

: The state provides incentives for insurers to increase coverage availability in specific urban centers to stimulate competition. 000 per person and $50

New Jersey offers specialized policy types to ensure coverage remains accessible:

The state is currently implementing a two-phase increase in mandatory minimum liability limits: