Navy Federal Auto: Buying Used Cars
The program is designed to simplify the used car acquisition process through three main pillars:
Navy Federal Credit Union (NFCU) provides a specialized Car Buying Service for used vehicles, powered by TrueCar , which offers members upfront pricing and streamlined financing. navy federal auto buying used cars
: Members may qualify for financing that covers the full purchase price, including taxes and fees, potentially requiring $0 down . Operational Guidelines for Members Auto Loan Rates for New & Used Cars The program is designed to simplify the used
As of , used car loan rates are highly competitive for members with excellent credit: 12–36 Months : Rates as low as 4.79% APR . 37–60 Months : Rates as low as 5.29% APR . 61–72 Months : Rates as low as 5.39% APR . 37–60 Months : Rates as low as 5
: While the lowest rates require top-tier credit, the credit union works with members across the entire credit spectrum. Core Service Features
: Unlike many lenders, Navy Federal has no maximum age or mileage restrictions for used car financing.
: Members with a Navy Federal auto loan can access up to two free CARFAX® reports to check for past accidents or title issues.