Mortgage Washington -

Rates have remained relatively steady recently, showing a slight decrease from previous peaks. : 6.28% APR. 15-Year Fixed-Rate Mortgage : 5.49% APR. 5-Year Adjustable-Rate Mortgage (ARM) : 6.38% APR. FHA 30-Year Fixed : 5.99% (6.72% APR). VA 30-Year Fixed : 5.80% (5.80% APR). Washington State Mortgage Options

The offers several programs to help with closing costs and down payments: Current Washington Mortgage & Refinance Rates - Bankrate mortgage washington

: Typically require a minimum credit score of 620 and a 3% to 5% minimum down payment. Rates have remained relatively steady recently, showing a

: Ideal for those with credit scores as low as 580, requiring a 3.5% down payment. 5-Year Adjustable-Rate Mortgage (ARM) : 6

: Available to veterans and active military members with $0 down payment and no monthly mortgage insurance.

As of , the Washington mortgage market is characterized by stabilizing interest rates and a move toward a more balanced "buyer's market". While affordability challenges persist, various state-backed programs continue to provide paths to homeownership through down payment assistance and competitive loan structures. Current Mortgage Rates in Washington