The , provided by Municipal Credit Union (MCU) in partnership with TrueCar , is a platform designed to simplify the vehicle purchase process for credit union members. It combines online research tools with pre-negotiated member pricing to offer a more transparent and "hassle-free" experience than traditional dealership visits. How the Service Works The process is structured into four primary steps:
: Members can add additional safeguards to their purchase, such as:
: Provides coverage for mechanical or electrical failures not typically covered by standard insurance.
: Using the TrueCar search tool, members can see what others paid for the same vehicle in their area to ensure they are getting a fair price.
: After selecting a vehicle, members receive a Guaranteed Savings Certificate to take to a Certified Dealer to complete the test drive and purchase. Key Features & Benefits
: The service connects members to a network of certified dealerships that recognize the pre-negotiated rates.
: Financing can often be finalized online through digital banking, and once documents are signed, funds are typically sent directly to the dealer. Eligibility and Constraints