Disability Buy Up — Long Term

: If your company pays the premiums, the benefits you receive later are usually taxable .

: Because buy-up premiums are typically paid with after-tax dollars, the corresponding portion of your benefit is often tax-free . long term disability buy up

A "buy-up" long-term disability (LTD) plan is an optional insurance layer that allows you to increase your coverage beyond the standard base plan provided by your employer . Core Benefits : If your company pays the premiums, the

: Standard employer plans typically cover 50% to 60% of your pre-tax income . A buy-up can increase this to 66.67% or 70% . long term disability buy up