Lightstream.com Apr 2026

Apply for a Loan Online: Unsecured Personal Loan Application

: Flexible payoff periods are available from 24 to 144 months . lightstream.com

LightStream is an online lending division of that specializes in providing unsecured personal loans to individuals with good to excellent credit. Loans are available for a wide variety of purposes, including home improvements, auto purchases, and debt consolidation. Loan Products & Features Apply for a Loan Online: Unsecured Personal Loan

: Applicants must be U.S. citizens or permanent residents with a valid Social Security number. Loan Products & Features : Applicants must be U

: Generally requires a score of 700+ and a solid track record of financial responsibility.

: LightStream does not offer a pre-qualification option; submitting an application involves a hard inquiry that may impact your credit score. Common Use Cases

: APRs typically range from 7.44% to 25.39% , depending on the loan purpose and credit profile.