Indian Banking Sector Online

The RBI officially cancelled Paytm Payments Bank's licence on April 24, 2026, due to persistent compliance failures, signaling a zero-tolerance policy for governance lapses.

The sector maintains a robust Capital to Risk-Weighted Assets Ratio (CRAR) of 17.4% , well above regulatory requirements. Indian banking sector

Gross non-performing assets (GNPA) reached a decade low of 2.1% by September 2025. The RBI officially cancelled Paytm Payments Bank's licence

Lending is expanding at a healthy rate of 10.4%–11.3% for FY26, driven by retail credit and manufacturing. 2. Major Regulatory Reforms (April 2026) Lending is expanding at a healthy rate of 10

Foreclosure charges on floating-rate loans (home/car) have been removed, and biometric authentication (fingerprint/Face ID) is becoming compulsory for digital payments.

The Reserve Bank of India (RBI) has recently implemented significant updates to modernize the system:

As of April 1, 2026, banks must update credit scores (CIBIL) every 7 days instead of monthly for better real-time tracking.