Within three days of applying, lenders must provide a standardized Loan Estimate . Compare these line-by-line for fees and terms. Lender Comparison Checklist
Seek referrals from family or your realtor and check online reviews for reputation and customer service. how to choose a lender when buying a home
When evaluating offers, focus on the , which reflects the total cost of the loan including interest, points, and fees, rather than just the base interest rate. Within three days of applying, lenders must provide