You live in one unit and rent out the others (up to 4 units total). This allows for the lowest possible down payments.
Loans for multi-family homes are split by the number of units: Buying a Multifamily Home: A Beginner's Guide | LendingTree how to buy multi family homes
You buy the property solely for rental income and do not live there. This typically requires a much higher down payment (often 25%). You live in one unit and rent out
Before looking at properties, decide which path fits your goals: decide which path fits your goals: