: Alex calls their insurance agent and learns that their personal auto policy already includes liability coverage and collision/comprehensive coverage for rentals in the U.S. and Canada. However, there is a $500 deductible.
: Alex checks their premium travel credit card benefits. The Credit Card Issuer confirms they offer secondary collision coverage —it will pay the $500 deductible if Alex crashes, as long as they pay for the rental with that card and decline the rental company's waiver. The Four Types of Rental Car Insurance, Explained how to buy insurance for rental car
Meet Alex, a savvy traveler planning a week-long road trip. Alex wants to rent a car but is worried about the high cost of insurance at the rental counter. Here is the step-by-step story of how Alex buys the right insurance. Phase 1: The Pre-Trip Investigation : Alex calls their insurance agent and learns
Before even looking at rental cars, Alex does some "homework" to avoid paying for coverage they already have. : Alex checks their premium travel credit card benefits