: Carriers like Cigna Healthcare , Delta Dental, and UnitedHealthcare sell individual and family plans directly to consumers. 2. Choose a Plan Type Most plans fall into one of these categories: How Does Dental Insurance Work? | Cigna Healthcare
Buying dental insurance involves identifying your coverage needs, choosing a plan type, and comparing costs like premiums and deductibles. You can typically enroll through an employer, the Health Insurance Marketplace, or directly through private carriers. 1. Identify Your Enrollment Path There are three primary ways to purchase dental insurance: how to buy dental insurance
: If you don't have employer coverage, you can buy a stand-alone dental plan or a health plan that includes dental through the Marketplace. : Carriers like Cigna Healthcare , Delta Dental,
: Many employers offer dental benefits as part of a wellness package. These are often the most cost-effective as employers may pay a portion of the premium. Identify Your Enrollment Path There are three primary