: Some companies require you to work for 3–12 months before you can participate.
: Contributions are taken out "pre-tax," lowering your taxable income today. You pay taxes when you withdraw the money in retirement. how to buy 401k
: These are "set it and forget it" options that automatically adjust your risk based on your expected retirement year. : Some companies require you to work for
: Low-cost options that track the stock market (like an S&P 500 fund). how to buy 401k