Buying Questions: Home

A guideline for financial health: save 3 months of living expenses, have 3 months of mortgage payments in reserve, and thoroughly research 3 properties.

This report outlines the essential questions and considerations for prospective home buyers in 2026, covering financial readiness, property assessment, the home-buying process, and neighborhood evaluation. I. Financial Readiness (Before You Look) home buying questions

A general rule is to keep total housing payments (including taxes and insurance) below 28% of your gross monthly income. A guideline for financial health: save 3 months

Typically, no. The seller pays commission for both agents at closing. covering financial readiness

Ask about the age of the roof, HVAC system, and water heater.