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The program is a specialized tier of the Georgia Dream Program .

Combines grants (up to $8,000) and down payment assistance (up to $10,600) with no repayment required. Educators looking for non-repayable grants.

There are generally no application fees or hidden costs to use their specialized agents. 3. Good Neighbor Next Door (HUD)

You must commit to living in the home as your sole residence for a full 36 months .

The loan is a second mortgage lien that must be repaid only when the home is sold, refinanced, or no longer used as a primary residence. 2. Teacher Next Door™ Program

Homes are listed for only seven days on the HUD Home Store before being opened to the general public. Local & County Specific Programs

Must be a first-time homebuyer (or haven't owned a home in 3 years) and meet specific income and purchase price limits.

Low-interest rates and down payment loans up to $10,000 for educators. Teachers needing help with closing costs or a down payment.