Home Buying Options For First Time Buyers Apr 2026

: Second mortgages with 0% interest that are "wiped out" if you live in the home for a set period (typically 5–10 years).

Most first-time buyers choose between these four major loan types: home buying options for first time buyers

To qualify for most first-time buyer incentives, you typically need to: : Second mortgages with 0% interest that are

: Best for those with solid credit (620+) who want to eventually remove mortgage insurance. home buying options for first time buyers