High Interest Savings — Accounts

High-interest savings accounts (HYSAs) are deposit accounts that pay significantly higher annual percentage yields (APYs) than traditional savings accounts—often than the national average.

As of , top rates range from 4.00% to 5.00% APY . These accounts are primarily offered by online banks, which pass on the savings from lower overhead costs to customers in the form of better rates. Core Features What is a High Yield Savings Account and How Do They Work? high interest savings accounts