: After 5 years, you pay a monthly fee (starting at 1.75% ), which increases annually by inflation plus 1%. 🏗️ Help to Buy in 2026: Current Options
: Lenders offer 95% mortgages backed by the government to help those with 5% deposits.
Meet regional (e.g., £600k in London, lower elsewhere).
: After 5 years, you pay a monthly fee (starting at 1.75% ), which increases annually by inflation plus 1%. 🏗️ Help to Buy in 2026: Current Options
: Lenders offer 95% mortgages backed by the government to help those with 5% deposits.
Meet regional (e.g., £600k in London, lower elsewhere).