Help - Buying Health Insurance

You can buy "off-exchange" plans directly from companies like Anthem or Cigna , though these usually don't qualify for government tax credits. Step 2: Decode Key Financial Terms

The most you will have to pay for covered services in a plan year. Once you hit this, the insurance pays 100%. Step 3: Compare Plan Categories (Metal Tiers) How to Get Marketplace Health Insurance | HealthCare.gov

The official hub for individual and family plans under the Affordable Care Act (ACA). You can apply online to see if you qualify for subsidies based on your income.

The amount you pay out-of-pocket for covered services before your insurance starts to pay.

Often the most affordable option as employers typically pay about 83% of individual premiums.