Most homebuying grants are from the federal government. Instead, they are typically state or local programs that act as "Down Payment Assistance" (DPA).
They often come with higher interest rates on your primary mortgage. You also have to deal with "income caps"—if you make too much money for your area, you’re disqualified. Top-Rated Program Types grant money to buy a house
The Good Neighbor Next Door program offers a massive 50% discount on homes for teachers, firefighters, and police officers in specific areas. Most homebuying grants are from the federal government
You can get anywhere from a few thousand dollars to $100,000 (depending on your city) to cover your down payment or closing costs. If you stay in the home for a set period (usually 3–10 years), the "loan" is often fully forgiven. You also have to deal with "income caps"—if
These are generally the most reliable. Organizations like the National Council of State Housing Agencies list programs for every state.