: Some public housing agencies allow Section 8 vouchers to be used toward monthly mortgage payments and homeownership expenses rather than just rent.

These programs are backed by the government, which reduces the risk for lenders and allows them to offer more favorable terms.

: This HUD program offers a 50% discount on the list price of homes in revitalization areas for teachers, law enforcement officers, firefighters, and EMTs. Down Payment Assistance (DPA) and Grants