For first-timer families buying new or resale flats, offering up to $120,000 based on income.
Extra grant of $15,000 for first-timer families living in 2-room HDB flats to upgrade to a 3-room, or 2-room/3-room to a 4-room/bigger flat. Special Assistance & Loans Enhanced CPF Housing Grant for Families - HDB government assistance for buying a house
Navigating government housing assistance in Singapore can significantly lower the cost of buying a home. The main way to access these grants is by applying for an HDB Flat Eligibility (HFE) letter via the HDB Flat Portal. For first-timer families buying new or resale flats,
Additional subsidies for resale flat buyers (up to $80,000 for families). offering up to $120
Here are the primary government grants and subsidies available for buying a home (as of early 2026):