Free-credit-scores -

: Low scores can become barriers to renting an apartment, securing a cell phone contract, or even getting a job, as some employers now use credit history as a measure of responsibility.

: In many states, even your home and auto insurance premiums are tied to your credit history. The Democratic Shift: Access for All free-credit-scores

Historically, consumers had to pay to see their own scores, creating a cycle where those most in need of financial improvement were least likely to access the tools to achieve it. Today, the landscape is entirely different: : Low scores can become barriers to renting