First Time — Buyers Uk Government

: The Low-cost Initiative for First Time Buyers (LIFT) provides a shared equity contribution of 10–40% toward the property price.

: Household income must be below £80,000 (£90,000 in London). first time buyers uk government

: Must be used for a first home costing £450,000 or less and held for at least 12 months. : The Low-cost Initiative for First Time Buyers

: Allows you to buy a share of a property (between 10% and 75%) and pay rent on the remaining portion to a housing association. You can "staircase" to buy more shares over time. Regional Variations : Allows you to buy a share of

: A savings account for those aged 18–39. The government adds a 25% bonus to your savings, up to a maximum of £1,000 per year.

: The Help to Buy – Wales equity loan remains available for eligible new-build homes. Stamp Duty Relief (2026)