Fidelity Buy Bitcoin (2027)

You can either open a dedicated Fidelity Crypto Account to buy actual Bitcoin, or you can purchase the Fidelity Wise Origin Bitcoin Fund (FBTC) in your standard brokerage or IRA accounts. 🪙 Option 1: Buy Direct via a Fidelity Crypto® Account

This path is best if you want to buy, sell, and transfer the actual Bitcoin asset side-by-side with your standard investments in the main Fidelity Investments app. fidelity buy bitcoin

: Trades are "commission-free," but Fidelity Crypto builds a 1% spread into every buy and sell order. You can either open a dedicated Fidelity Crypto

: You search for the ticker symbol FBTC and buy it just like a regular stock or exchange-traded fund (ETF) inside your normal Fidelity account. : You search for the ticker symbol FBTC

This route is ideal for long-term investors or retirement savers who want exposure to Bitcoin's price movements without managing digital wallets or separate accounts.

: Because it is an ETF, you can only buy and sell FBTC during traditional stock market hours. ⚖️ Direct Bitcoin vs. FBTC Spot ETF Fidelity Crypto® Account (Direct) Fidelity Bitcoin Fund (FBTC ETF) Asset Held Actual Bitcoin Shares of a fund tracking Bitcoin Account Type Dedicated Crypto Account Brokerage, IRA, or Trust accounts Trading Hours 23/7 (Short nightly maintenance) Standard U.S. market hours Fees 1% spread per trade 0.25% annual expense ratio Self-Custody Withdrawals to external wallets supported Not available (shares only)