Fica Scores (2026 Update)

A (often misspelled as "fica") is a three-digit number, typically ranging from 300 to 850 , that represents your creditworthiness. Created by the Fair Isaac Corporation, it is used in approximately 90% of major lending decisions in the U.S. to determine the risk of loaning you money. Core Scoring Ranges

Lenders use these standardized ranges to categorize your reliability as a borrower: fica scores