Risk Score: Experian National

The (often referred to as the National Risk Model ) is a statistical tool used by lenders to predict the likelihood of an account becoming seriously delinquent (typically 90 days past due) within a 24-month period. It analyzes nearly 70 different credit report characteristics to assign a numerical value that represents a consumer's or business's creditworthiness. The Role and Impact of Credit Risk Scoring

: The primary objective of the model is to forecast future "derogatory performance" by comparing an individual's profile against hundreds of thousands of historical reports. experian national risk score

The model's accuracy relies on five primary pillars of credit data: What Are the FICO® Score Versions? - Experian The (often referred to as the National Risk