To manage the mandatory contributions paid by your employer. Key Features:
A "dogovor pensionnogo fonda" (pension fund agreement) is a legal document that defines how your future pension is formed, managed, and paid out. In Russia, these agreements typically fall into two main categories: and Non-State Pension Provision (NPO) . 1. Mandatory Pension Insurance Agreement (OPS) dogovor pensionnogo fonda
This agreement is used when you transfer the funded part of your state pension to a Non-State Pension Fund (NPF). To manage the mandatory contributions paid by your employer
Payments are triggered when you reach the standard retirement age or other legal grounds. Payouts can be a lifelong monthly pension, a fixed-term payment, or a one-time lump sum. Payouts can be a lifelong monthly pension, a
СФР или НПФ: в чем разница и где хранить деньги?
You can switch funds once a year, but doing so more than once every five years may result in the loss of investment income. 2. Non-State Pension Provision Agreement (NPO)
The fund invests these savings to protect them from inflation and generate a return.