Do I Need Money Down To Buy A House Apr 2026

Maya’s eyes widened. "Wait, so I could buy this with... almost nothing upfront?"

Her real estate agent, Sarah, met her at the front door. Seeing Maya’s hesitant face, Sarah didn’t start by showing off the kitchen. Instead, she sat Maya down on the porch steps.

"Exactly," Sarah smiled. "Now, let’s go see your new kitchen."

The old blue sedan sputtered as Maya pulled into the driveway of a small, sun-drenched ranch style house. It wasn’t a mansion, but to her, it looked like a palace. She’d been dreaming of this since she was a kid, but there was one thing holding her back: her bank account.

Sarah laughed gently. "Maya, that’s a myth that keeps people renting forever. You don’t need twenty percent. In fact, most first-time buyers put down much less."

Maya’s eyes widened. "Wait, so I could buy this with... almost nothing upfront?"

Her real estate agent, Sarah, met her at the front door. Seeing Maya’s hesitant face, Sarah didn’t start by showing off the kitchen. Instead, she sat Maya down on the porch steps.

"Exactly," Sarah smiled. "Now, let’s go see your new kitchen."

The old blue sedan sputtered as Maya pulled into the driveway of a small, sun-drenched ranch style house. It wasn’t a mansion, but to her, it looked like a palace. She’d been dreaming of this since she was a kid, but there was one thing holding her back: her bank account.

Sarah laughed gently. "Maya, that’s a myth that keeps people renting forever. You don’t need twenty percent. In fact, most first-time buyers put down much less."

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