Buy — Desjardins Best

: This partnership officially took effect on April 15, 2015 , after Best Buy ended its previous agreement with Chase Canada .

: The standard annual interest rate is typically 19.90% for everyday purchases, though financing plans like Accord D can range up to 21.90% . desjardins best buy

The relationship between and Best Buy Canada has been a significant point of discussion because of the long-term partnership involving the retailer's private-label credit cards and financing options. Partnership Overview : This partnership officially took effect on April

: Desjardins manages the private-label credit card portfolio for both Best Buy and its subsidiary, Future Shop , in Canada. Desjardins has also indicated on its own Card

: Note that minimum payment percentages have been gradually increasing; for example, the rate rose to 4.5% in 2024 and reached 5.0% in 2025. Shift to New Financing

While Desjardins continues to manage existing card portfolios, Best Buy Canada has increasingly promoted Best Buy Financing with Fairstone for new point-of-sale and online financing needs. Desjardins has also indicated on its own Card Management Portal that certain private-label and co-branded cards are no longer open to new applicants.