: Through Municipal Employees Legal Services (MELS) , members receive free legal representation for home closings, which can save an average of $2,000 in legal fees .
: Through a partnership with the Municipal Credit Union (MCU) , members can buy a home with as little as 3% down and receive a 0.25% mortgage rate discount using promo code DC37 . Professional Support Services dc37 home buying program
: Qualify for grants of up to $15,000 for down payments or closing costs on one- to four-family homes, co-ops, or condominiums within the five boroughs. : Through Municipal Employees Legal Services (MELS) ,
: One-on-one sessions help members repair credit, prepare for mortgage pre-approval, and understand the "hidden" costs of ownership like maintenance and utilities. prepare for mortgage pre-approval