Credit Score Chart Apr 2026

Lenders group these numbers into tiers to quickly judge your financial health: Score Range Potential Lending Impact Access to the best interest rates and terms. Very Good Above-average credit; qualifies for competitive rates. Good Lenders consider this "average" and likely to pay on time. Fair

For most people, a "credit score" refers to the , which is the most widely used metric for determining creditworthiness. These scores range from 300 to 850 , with a higher number indicating lower risk to a lender. Credit Score Ranges credit score chart

High risk; difficulty getting approved for loans or credit cards. What Makes Up the Score? Lenders group these numbers into tiers to quickly

Your score is calculated based on five specific categories from your credit report: How are FICO Scores Calculated? - myFICO Fair For most people, a "credit score" refers

Higher risk; often results in worse-than-average interest rates.