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: If you find an error, you can raise a dispute. The agency must review your supporting documents and contact the relevant lender to verify the information. credit-reference-agency
: Lenders use these reports to decide whether to grant you credit, such as loans or credit cards. AI responses may include mistakes
A , also known as a credit bureau, is an independent organisation that collects and maintains financial data on consumers to help lenders assess risk. Core Functions The agency must review your supporting documents and
: Known for extensive coverage in both retail and MSME (Micro, Small, and Medium Enterprises) sectors. Consumer Rights & Disputes
: Recognised for its analytical depth and data segmentation.