Detailed history of credit cards, loans, and mortgages, including account types, balances, and opening dates.
Information on major financial events like bankruptcies, tax liens, or civil judgments. Common Use Cases credit check report
A list of companies or individuals who have recently requested to view the credit file. Detailed history of credit cards, loans, and mortgages,
Name, current and previous addresses, date of birth, and Social Security Number (SSN). Detailed history of credit cards
A record of whether payments were made on time, late (30/60/90 days), or missed entirely.
Credit reports are utilized across several sectors for risk assessment: Pre-tenancy applications
Regardless of the reporting agency, most reports contain five primary categories of information: