: You may get up to $2,000 or $3,000 in total annual benefits, compared to lower limits on base plans.
: The buy-up often adds or increases coverage for major restorative work—like crowns, bridges, or implants —and frequently includes orthodontia benefits for both adults and children. Key Benefits and Features
Whether you should "buy up" depends on your expected dental needs for the year. Dental Preferred Provider Organization (DPPO) Plans
Think of a buy-up plan as upgrading to a premium tier of service. While a standard Cigna Dental plan might cover basic needs, the buy-up version often includes:
: Routine exams, cleanings, and X-rays are typically covered at 100% with no waiting period.