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Leo’s insurance company steps in, but only for the other person.
Leo is on his own for his sedan. Since he doesn't have Collision coverage, his insurance won't pay a dime for his totaled car. He has to take the bus to work the next day and start saving from scratch for a new vehicle. 2. Sarah’s Experience (Full Coverage)
is "protection for your wallet against others ." It stops you from being sued into bankruptcy for a mistake, but it leaves your own car vulnerable.
Because she has Collision coverage, her insurance pays the "Actual Cash Value" of her SUV, minus her deductible. If she has Rental Reimbursement, they also provide a temporary car while she shops for a replacement.
Leo’s insurance company steps in, but only for the other person.
Leo is on his own for his sedan. Since he doesn't have Collision coverage, his insurance won't pay a dime for his totaled car. He has to take the bus to work the next day and start saving from scratch for a new vehicle. 2. Sarah’s Experience (Full Coverage) car insurance full coverage vs. liability
is "protection for your wallet against others ." It stops you from being sued into bankruptcy for a mistake, but it leaves your own car vulnerable. Leo’s insurance company steps in, but only for
Because she has Collision coverage, her insurance pays the "Actual Cash Value" of her SUV, minus her deductible. If she has Rental Reimbursement, they also provide a temporary car while she shops for a replacement. He has to take the bus to work