: Ask for a written, itemized OTD quote via email or text before visiting the lot. This allows you to compare offers from multiple dealerships easily. 2. Isolate the Variables
While December remains the peak for savings, 2026 offers specific strategic windows: 10 Tips for Car Shopping Like a Pro car buying strategies that work
: Do not discuss your current car until the new car's price is locked in. Get independent cash offers from sites like Kelley Blue Book or local competitors to use as leverage. 3. Tactical Timing for 2026 : Ask for a written, itemized OTD quote
: Agree on the OTD price before mentioning anything else. Isolate the Variables While December remains the peak
: Get pre-approved from a credit union or bank first. This gives you a baseline interest rate and prevents the dealership from marking up their own financing.
The OTD price is the total amount you will pay, including taxes, registration, and all fees.
: Dealers often lure buyers with a low sticker price only to add thousands in "dealer fees" or "market adjustments" later.